We've helped thousands of families find the right loan solution. Here's what sets us apart.
Get pre-qualified in minutes, not weeks.
Access the best rates available in the market.
Loans tailored to fit your financial goals.
Dedicated loan specialists to guide you.
Explore our range of loan products designed to meet different needs.
Perfect for first-time home buyers with as little as 3.5% down.
Traditional mortgages for qualified borrowers with good credit.
Lower your rate or tap home equity with cash-out refi options.
Get from application to approval in just 4 simple steps.
Complete our quick and secure online application.
Receive your personalized loan options within minutes.
A specialist will call to discuss your best options.
Sign documents and fund your home purchase.
Real stories from families who found their perfect loan.
"The process was incredibly smooth. From application to closing took just 3 weeks. The team was professional and always responsive."
Sarah M.
First-time Buyer, California
"I refinanced and saved $200/month. The savings will pay for itself within a year. Highly recommend!"
Michael J.
Refinance Customer, Texas
"Even with average credit, they worked with me to find the best rate. No judgment, just solutions."
Jessica L.
FHA Loan Customer, Florida
Start your home loan journey today. Check your eligibility in just a few minutes.
✓ Free pre-qualification ✓ No credit impact ✓ 100% Secure
FannieMaeLoans is not affiliated with Fannie Mae (FNMA), Freddie Mac (FHLMC), or any government agency.
Explore detailed information about each loan program we offer.
Government-backed mortgages designed for first-time home buyers and those with less-than-perfect credit.
Non-government backed mortgages for qualified borrowers with good credit and stable income.
Refinance your existing mortgage to get a better rate, lower payment, or access home equity.
| Feature | FHA | Conventional | Refinance |
|---|---|---|---|
| Min Credit Score | 580 | 620 | 620 |
| Min Down Payment | 3.5% | 3% | N/A |
| Mortgage Insurance | Required | If <20% down | Existing only |
| Max DTI | 50% | 43% | Varies |
| Processing Time | 3-4 weeks | 3-4 weeks | 2-3 weeks |
Not sure which program is right for you? Let our experts help.
Complete this form to get pre-qualified. Takes about 5 minutes.
Thank you for applying. A loan specialist will contact you within 24 hours to discuss your options.
In the meantime, check your email for a confirmation and next steps.
Empowering homeownership through transparent, accessible lending.
At FannieMaeLoans, we believe homeownership should be accessible to everyone. We've built our company on the principle that financial institutions should be transparent, responsive, and customer-focused.
For over a decade, we've helped thousands of families find the right mortgage solution — whether they're first-time buyers, refinancing homeowners, or looking to access their home equity.
Our team of experienced loan specialists is dedicated to simplifying the mortgage process and getting you the best rates possible.
Our team has decades of combined mortgage industry experience. We know every detail of FHA, conventional, and refinance loans.
No hidden fees, no surprises. We explain everything upfront so you know exactly what to expect throughout the process.
Quick approvals without sacrificing quality. We streamline our process to get you answers fast while maintaining high standards.
Families Helped
In Loans Funded
Customer Satisfaction
Support Available
Start your home loan journey today.
Have questions? Our team is here to help.
1-800-LOANS-11 (1-800-562-6711)
Mon-Fri: 8am-8pm EST | Sat: 9am-5pm EST
support@fanniemaeloans.com
Response within 24 business hours
FannieMaeLoans Corporate Office
123 Financial Plaza
New York, NY 10001
USA
Check our FAQ section for quick answers to common questions.
Last Updated: January 2007
FannieMaeLoans collects personal information that you voluntarily provide through our application, contact forms, and customer interactions. This includes:
We use collected information to:
FannieMaeLoans uses 256-bit SSL encryption to protect sensitive information. All personal data is stored securely and accessed only by authorized personnel who require it to perform their job functions. We do not sell, trade, or share your personal information with third parties without your explicit consent, except as required by law.
Your information may be shared with:
All third parties are bound by strict confidentiality agreements.
You have the right to:
Our website uses cookies to enhance user experience, remember preferences, and analyze traffic. You can disable cookies in your browser settings, though this may limit site functionality.
We may update this policy periodically. Changes will be posted on this page with an updated "Last Modified" date. Continued use of our services constitutes acceptance of the updated policy.
For privacy inquiries, contact: privacy@fanniemaeloans.com
FannieMaeLoans is not affiliated with Fannie Mae (Federal National Mortgage Association, FNMA), Freddie Mac (Federal Home Loan Mortgage Corporation, FHLMC), or any U.S. government agency. We are a private lending platform providing mortgage loan services.
By using our website and services, you agree to comply with all applicable laws and regulations. You must be 18 years or older and a U.S. resident to apply for a loan.
All information provided in your application must be accurate, complete, and truthful. Providing false information may result in application denial and potential legal consequences.
Pre-qualification is not a guarantee of loan approval. Final approval depends on verification of all submitted information, credit check results, property appraisal, and underwriting review.
FannieMaeLoans is provided "as is" without warranties. We are not liable for indirect, incidental, or consequential damages arising from the use of our services, to the extent permitted by law.
These terms are governed by and construed in accordance with the laws of the State of New York, without regard to its conflict of law principles.
legal@fanniemaeloans.com
Now that you understand our policies, start your loan application.